Kova Mobile Banking
Kova Finance
4.8★
App Store Rating
7mo
Zero to Launch
120
Component System
1st
FCA Audit Pass
Overview
Kova Finance received their banking licence and had 7 months to launch a consumer banking app that met FCA regulations, could scale to 100K users, and still felt like a consumer-grade product in the age of Revolut.
The Challenge
Fintech apps are typically either beautifully designed with terrible security UX, or brutally secure with interfaces that feel like online banking from 2003. Kova needed both — and they needed regulatory approval before a single line of code.
Our Approach
How We Solved It
01
Compliance-First Design
Embedded an FCA-certified compliance consultant into our design team from week 1. Every screen was reviewed for PSD2, GDPR, and AML requirements before prototyping.
02
Security UX
Designed biometric flows, step-up authentication, and fraud alert systems that maintained security without anxiety-inducing interfaces. "Invisible security" was our core UX principle.
03
Scalable Architecture
Built on a design system of 120 components that could adapt to future product lines — savings, investment, lending — without visual inconsistency.
The Solution
What We Built
A full-featured mobile banking app covering onboarding, payments, cards, savings pots, and spending insights. Launched in 7 months, passed FCA audit on first submission, and hit 4.8 stars on launch day.
4.8★ App Store
"Navsetu Labs was the only agency that truly understood fintech. They didn't just design an app — they designed a compliant, scalable product. Worth every penny."
Nina Kaur
CEO, Kova Finance
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